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Image of the Free Application for Federal Student Aid form

Financial Aid Application Process

Jump to the application steps for:

Undergraduate Student Steps to Apply

(Accelerated Bachelor of Science in Nursing, RN-BSN and Health Care Studies programs)

The Financial Aid office processes Direct Student Loans, Pell and SEOG Grants, Work Study and State Scholarships (i.e. Life and Palmetto Fellows, SC Need Based Grant) only.

Students working on a second bachelor’s degree are limited to Direct Loans and Work Study.

All merit-based aid such as scholarships is awarded by individual academic departments. Contact your college or department direct for more information about these programs.

To Apply for Student Loans:

  1. Review your cost of attendance. Determine how much funds you will need for the school year. You can request maximum or a lesser amount. Since your financial aid is all through loans, it is beneficial to borrow conservatively and only request what is needed.
  2. Submit the 2019-2020 Free Application for Federal Student Aid, school code 003438 using your FSA ID. If you have a Bachelor’s degree already, you will answer:     
    • On the “Degree/Certificate” question, select “2nd Bachelor’s Degree.”
    • On the “Current Grade Level” question, select “3rd Year Junior”.
    • When asked whether you are working on a Master’s or Doctorate program during 2019-2020, select “NO”.
    • Parental information may be required for FAFSA if you are under age 24, unmarried with no dependents.
  3. The FAFSA will determine if you are a Dependent or Independent Student.
  4. Complete the Loan Request Form.  You may apply for Direct Stafford Loan only on this form. The Direct Graduate Plus loan is not available to undergraduate students. The maximum amount for Dependent Students is $7,500.00 and Independent Students $12,500.00 per school year.
    View your lifetime limit usage of Direct Stafford loan at the National Student Loan Data System.
  5. Complete the Loan Agreement(s) for Direct Unsubsidized Stafford (MPN).  The loan agreement affirms that you will repay the loan and interest back and outlines the terms and conditions of the loan.
  6. Complete the Entrance Counseling for Undergraduate students. This online session will explain your loan obligation and your rights and responsibilities as a student loan borrower.
  7. Students in the Nursing, Dental and Pharmacy Programs can apply for the Nursing Loan or Health Professions Loan by submitting the Health and Human Services Programs application. Parental tax information is required for Dental and Pharmacy Students.
  8. If you have a gap in financing, consider applying for a Private Student Loan or your parent may apply for a Parent Plus loan (Dependent Students only).

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Graduate Student Steps to Apply

(Master’s and Doctoral Level Programs)

The Financial Aid office processes only Graduate Student loans.

All merit-based aid such as scholarships, grants and graduate research/teaching assistantships are awarded by individual academic departments. Contact your college or department direct for more information about these programs.

To Apply for Student Loans:

  1. Review your cost of attendance. Determine how much funds you will need for the school year. You can request maximum or a lesser amount. Since your financial aid is all through loans, it is beneficial to borrow conservatively and only request what is needed.
  2. Submit the 2019-2020 Free Application for Federal Student Aid, school code 003438 using your FSA ID.
  3. Complete the Loan Request Form. Before requesting the Direct Graduate Plus loan, you should first apply for the maximum in Direct Stafford Loan.
  4. Complete the Loan Agreement(s) for Direct Unsubsidized (Stafford) and Direct Graduate Plus loans (MPN). You must complete a separate MPN for each loan. The loan agreement affirms that you will repay the loan(s) and interest back and outlines the terms and conditions of the loan.
  5. Complete the Entrance Counseling for Graduate/Professional Students. Students denied Direct Graduate Plus loan based on adverse credit history can appeal or apply for the loan with an endorser and will also be required to complete Plus Credit Counseling.
  6. Students in the Nursing, Dental and Pharmacy Programs can apply for the Nursing Loan or Health Professions Loan by submitting the Health and Human Services Programs application. Parental tax information is required for Dental and Pharmacy Students. A completed HHS Master Promissory Note (MPN) is required.

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